Aidpage

we are both handicapped and on social security our roof is leaking and we are in need of a metal roof installed over all the old shingles, due to income we cant afford it, bit if not repaired ceiling will start to fall ect, then making us in the end homeless, andy one out there know of any service that can help with home repairs for the poor??? contact us at randywestv@gmail.com or cal us at 304-409-4560

 in response to ...   I AM A SINGLE MOTHER OF 2 CHILDREN I WAS LEFT A MOM FROM MY GREAT AUNT WHICH IS IN DESPERATE NEED OF REPAIRS IM LOW INCOME AND CANT AFFORD IT LOOKING FOR HELP MY EMAIL IS MEMESANDRA21@GMAIL.COM IF U CAN HELP IN ANY WAY THANK U

 in response to williecrow...   

Hey Williecrow, the low income housing program is not for the homeless.  That is unless you have income and enough money to pay for part of the downpayment.  Since I don't know your circumstances, like where you're living right now, do you have a job?  Do you have other people willing to take on the debt of carrying a mortgage.  There a many variables.  If you want to write me at my email address listed in the other reply, I'll try and help you out of your current situation.  I can only give my opinion.  Many answers for people can be found by dialing 411 which lists all your area agencies and programs in your area.  There are programs for providing a place to live for the homeless.  The program is just coming out and I don't have much information on it yet.  Like I said if you want to write me and fill me in on all of your circumstances, I help do want I can.

Samithius

 in response to samithius...   homeless in florida,wanting to leave here how do i apply for this low income housing grant loan in virginia,willie crow

 in response to Sharyn...   

I found a webpage that offers help for repairing homes in Bedford County, VA.  I'm going to include it with this letter and I hope it passed on.  If you receive it and it's one you have already looked into let me know.  My email is ykfifty04@yahoo.com so you can write me directly.

Rural Development Housing & Community Facilities Programs

Versión en Español The following is a listing of HCFP programs which might be of interest to individuals interested in buying or renovating a home. Click on a link for a brief description of that program. Single Family Housing Direct Loan Program Loan Guarantee Program Mutual Self-Help Housing Program Home Repair and Preservation Direct Loan & Grant Income Limits Guaranteed Loan Income Limits Homes for Sale The Single-Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Direct Loan Program (Section 502) Under the Direct Loan program, individuals or families receive direct financial assistance directly from the Housing and Community Facilities Programs in the form of a home loan at an affordable interest rate. Most of the loans made under the Direct Loan Program are to families with income below 80% of the median income level in the communities where they live. Since HCFP is able to make loans to those who will not qualify for a conventional loan, the HCFP Direct Loan program enables many more people to buy homes than might otherwise be possible. Direct loans may be made for the purchase of an existing home or for new home construction. To learn more details about this program, click here. Back to Top Loan Guarantee Program (Section 502)  Under the Guaranteed Loan program, the Housing and Community Facilities Programs guarantees loans made by private sector lenders. (A loan guarantee through HCFP means that, should the individual borrower default on the loan, HCFP will pay the private financier for the loan.) The individual works with the private lender and makes his or her payments to that lender.Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home for many low-income people is the lack of funds to make a down payment, the availability of the loan guarantees from HCFP makes the reality of owning a home available to a much larger percentage of Americans. For more details about this program, click here. Back to Top Mutual Self-Help Housing Program (Section 523) The Mutual Self-Help Housing Program makes homes affordable by enabling future homeowners to work on homes themselves. With this investment in the home, or "sweat equity", each homeowner pays less for his or her home. Each qualified applicant is required to complete 65% of the work to build his or her own home. Technical Assistance Grants and Site Loans are provided to nonprofit and local government organizations, which supervise groups of 5 to 12 enrollees in the Self-Help Program. Members of each group help work on each other's homes, moving in only when all the homes are completed. Once accepted into the Self-Help Housing Program, each individual enrollee generally applies for a Single-Family Housing Direct Loan (Section 502). For more details about this program, click here. To see Self-Help Back to Top Home Repair Loan and Grant Program (Section 504) For very low income families who own homes in need of repair, the Home Repair Loan and Grant Program offers loans and grants for renovation. The Home Repair Program also provides funds to make a home accessible to someone with disabilities. Money may be provided, for example, to repair a leaking roof; to replace a wood stove with central heating; to construct a front-door ramp for someone using a wheelchair; or to replace an outhouse and pump with running water, a bathroom, and a waste disposal system. Homeowners 62 years and older are eligible for home improvement grants. Other low income families and individuals receive loans at a 1% interest rate directly from HCFP. For more details about this program, click here. Back to Top

HCFP Home Feedback Administrator's Corner Contacts Briefing Room Civil Rights Regulations FAQs RCDI

 in response to samithius...   

Hi Samithius, 

Thank you very much for your kindness and support.  I think that this time of the year is the time when most people feel depressed.  I am sure that we are better off than a lot of people are now. I am sorry that you are disabled also. I found this site accidently and I am glad that I did.

After we filed bankruptcy, I began to receive coal royalties(a few hundred dollars to start) and was told that we would receive large sums of money thru out 2009.  The clean energy bill was put in effect, coal purchased from China, etc.  Anyway, we did not receive a penny after the first small check. My husband and I have both worked since we were 14 years old (both 65 now) and I can't help but feel a little bitter when I stop and think that if the government had not put a stop to mining that I would not be looking for a way to get 'free money'.

I went to the link that you sent and I had found this before.  The only problem is that either the page will be outdated or when you contact the correct agency, you get shifted to another department and then you get no answers.

We live in Bedford county, Virginia just in case you are surfing and see a home repair grant for the elderly.

I have one company to give an estimate, but I did not think about needing 2 estimates.

Best of wishes to you, Sharyn

 

 

Dear Sharyn, I feel so bad for you and your family.  I am also disabled and understand how easy it is to get more depressed from your circumstances.  As for your roof.  Any roofing company will give you a free estimate.  Just call at least 2 different companies to have for when you do find a grant for getting your roof fixed.  Have you tried to contact Project Now.  I'm not sure if it is called the same in all areas.  I live in Illinois and that's what they call the program here.  I believe it all comes under the authority of HUD.  That's Housing and Urban Development.  That is a national program. The web site is:

 http://www.huduser.org/resources/hudprgs/ProgOfHUD06.pdf  This is the main webpage which lists all programs.  It has one for renters as well as homeowners.  If you gave me the name of the county and state you live in, as well as the city I could probably find the program in your area.  I have pretty good luck in finding these programs at the county level.  I hope I have given you a little help and hope that all situations are opportunities in disguise.  Let me know if I can be of  any more help.

Blessings,

Samithius